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LaaS - Leasing Proposal


Provided by Patrice BERNARD
Last update 24.11.2025
Status Sandbox only
Version 1.1.1
Category Product
API Product(s)

Country
User profile
Tags
LaaS
Proposal
Full documentation access status

Value proposition

The Proposal API handles all the services after submission of a quotation for a given customer, including the BPLS decisioning process for the acceptance or refusal of the financing request.

Key features

The creation service consists in submitting a quotation for decision. It requires to specify the customer requesting the financing and its contact information. Since the decisioning process is asynchronous, a notification is sent to the partner when its has been reached.

Another service allows access to a proposal, its status and the BPLS decision (when it has been reached).

Events

The following events generate a notification (see Notification Subscription for details).

  • Decision reached (the financing request has been approved, rejected or held for further study by BPLS)
  • Cancelled (the proposal has been cancelled in BPLS systems)
  • In the future, expired (the proposal is no longer valid, after a set period, usually 90 days)

Use cases

The Proposal API is used when the customer has agreed to the conditions offered in a quotation. The proposal is then submitted for BPLS decision.

When the decision is reached, a notification is sent to the partner, who has then to query the proposal in order to retrieve the decision itself.